Privacy Policy – Capital Elite Finance

Last Updated: June 29, 2025

Capital Elite Finance (“we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website https://hotpink-parrot-264596.hostingersite.com/ (the “Site”) or our financing services (“Services”). By accessing the Site or Services, you consent to this policy.

1. Information We Collect

We collect information to provide and improve our Services:

a. Personal Information
  • Identifiers: Name, email, phone number, business address, SSN/EIN, and IP address.

  • Financial Data: Bank statements, credit reports, tax IDs, revenue data, and payment history.

  • Business Details: Industry, ownership structure, time in business, and transaction volumes.

b. Non-Personal Information
  • Usage Data: Browser type, device information, pages visited, and session duration.

  • Cookies/Tracking: We use cookies (essential, analytics, marketing) to enhance Site functionality.

c. Sources
  • Directly From You: Applications, forms, communications, or uploaded documents.

  • Third Parties: Credit bureaus (e.g., Experian), banks, partners, and public databases.

  • Automatically: Via cookies, logs, and analytics tools (e.g., Google Analytics).

2. How We Use Information

We use your information to:

  • Process applications, underwrite financing, and service agreements.

  • Verify identity, prevent fraud, and comply with legal obligations (e.g., AML/KYC).

  • Communicate with you (e.g., offers, updates, or support).

  • Improve our Site, Services, and marketing efforts.

  • Enforce contracts and protect our legal rights.

3. How We Share Information

We may share information with:

  • Service Providers: Payment processors, IT support, and compliance vendors.

  • Credit Bureaus & Financial Partners: For underwriting, funding, and reporting.

  • Legal/Regulatory Bodies: To comply with laws, court orders, or government requests.

  • Business Transfers: In mergers, acquisitions, or asset sales (with confidentiality safeguards).

  • With Your Consent: For specific purposes you authorize.

We do not sell your personal information to third parties.

4. Cookies and Tracking Technologies

  • Types: Session cookies, persistent cookies, and pixels.

  • Purpose: Site functionality, analytics, and targeted advertising.

  • Opt-Out: Adjust browser settings or use our cookie preference tool (if available).

5. Data Security

We implement safeguards to protect your information:

  • Encryption: SSL/TLS for data transmission.

  • Access Controls: Limited to authorized personnel.

  • Monitoring: Regular security assessments.
    Note: No method of transmission is 100% secure.

6. Your Choices

  • Marketing Communications: Opt-out via email unsubscribe links.

  • Access/Correction: Request access to your data by contacting us.

  • Do Not Track: Our Site does not respond to DNT signals.

7. Retention Period

We retain information:

  • As long as needed for business, legal, or compliance purposes.

  • After account closure, to resolve disputes or comply with laws.

8. Children’s Privacy

Our Services are not directed to minors (under 18). We do not knowingly collect their data.

9. Third-Party Links

Our Site may link to external sites (e.g., partners, resources). We are not responsible for their privacy practices.

10. Changes to This Policy

We may update this policy periodically. Changes are effective upon posting on the Site.

11. Contact Us

For questions, requests, or complaints:
Capital Elite Finance
5135 Shadow Path Lane
Lilburn, GA 30047
Email: info@hotpink-parrot-264596.hostingersite.com